ICICI charges GAP interest on ongoing loan

I have taken loan from ICICI 23,JUNE’2016. I have contact with ICICI bank loan manager on 07/09/2017 for internal transfer loan in and meet with loan manager submit document on 08/09/2017, as per installment statement 10/09/2017 my principle amount is Rs-816659.4/-. As on pre scheduled EMI of this loan deducted on 11/09/2017, Rs. 22748/- . But loan manager processed new loan amount of Rs-816659.4/- with GAP interest of Rs.-8251/-, mention GAP interest 11 August to 8 Sep’17. Hence pre scheduled EMI of LPMNG00034502558 on 11 sep’17, so interest on Rs-816659.4/- has been deducted twise, one as GAP interest and one with EMI.

SUBRATA SARKAR
BONDEL, MANGALORE 575015, Karnataka
Email: sxxxxxxxxr@gmail.com

Solved Complaints

Replacement of Khadai by Homeshop18: Pratibha Goel of Ambala cantt, Haryana (gpratibha.phy[@]gmail.com) bought a tawa, fry pan and khadai set from HS18. The handle of the khadai was broken on delivery. She called the customer care of HS18 for replacement but they said the customer has to courier it back to HS18 otherwise they will not replace. She posted her complaint with ICF on 18-05-2014 and after follow-up with Homeshop18 she got replacement by 24-05-2014. Amballa Cantt., Haryana

Complaint against MakeMyTrip.com for non-receipt of ticket/refund – Rs.8,871/-: Mr. Jaikesh Sudheer of Bangalore (princejake(at)gmail.com) had tried to book a ticket from Dubai to Bangalore on 11-03-2010. The payment was from his ICICI bank account but no ticket was issued by MakeMyTrip. Inspite of his various calls to the cutomer care he neither received the ticket nor the refund. ICF pursued his complaint with MakeMyTrip.com and Mr. Sudheer finally received the refund on 22-03-2010. Mr. Jaikesh Sudheer, Bangalore - 22.03.2010

Refund from Suitslabel – Rs.990/-: Ms Dilna D, Trivandrum had placed an order for designer kurtis on Suitslabel 06-04-2019 against cash on delivery. Customer received a different product and not the same as shown in the portal and ordered by her. She emailed to them about the discrepancy but there was no response. Customer poster her complaint with ICF on 14-04-2019 and the matter was taken up with the parties concerned and finally the customer got refund of her money by 23-06-2019. Ms Dilna D, Trivandrum

Free memory card from Mobilestore: NISHIT GAIKWAD, AHMEDNAGAR, MAHARASHTRA (Email: nishitgaikwad16[at]rediffmail.com) had ordered mobile phone ( lava iris 349 ) with online shopping site THE MOBILE STORE order no. 3110395016834. At the time of ordering phone there was an offer of free memory card of 4GB. But when he received the phone there was no memory card along with the phone. When he called the costumer care they said they can’t provide the memory card. He posted his complaint with ICF… Read more Ahmednagar, Maharasthra - 08.07.2013

Refund from Ega Cinemas, Chennai – Rs.1500/-: Kumar Sumit of Kakkan Street, Near SRM college, Potheri, Chennai-603203, Tamil Nadu (Email:chaurasia.sumit2011(at)gmail.com) tried to book 6 tickets in ega which near chennai egmore from the site http://www.egacinemas.com/ but it redirected me to http://www.ticketgreen.com. He booked tickets through icici debit card with ticket value of Rs 750. After successful payment when he was redirected back to http://www.ticketgreen.com but it gave error mes… Read more Ega Cinemas - 08.12.2012

Phone replacement by Star CJ / Karbonn: Natasha Nail (natashanaik2[at]gmail.com) of Mumbai, Maharashtra had purchased Karbonn A3 mobile from star cj and recieved the product on 6/5/2013. He could hardly use it for a week and had to submit it at the Karbonn mobile service center after which the condition of the phone was worst and it went completely blank. The service center manager had promised to issue A DOA certificate so that a new mobile could be issued but then he refused to saying that t… Read more Mumbai, Maharashtra - 31.08.2013

Complaint against Big Bazaar for selling adulterated Gopi Ghee: Mr. Shikha Airen of Bangalore (airenshikha(at)yahoo.com) had bought 4 Gopi ghee packets at discounted price on 14-08-2009 from Big Bazaar, Jayanagar, Bangalore and found it to be completely Vanaspati. He tried to contact G.G.G dairy products over mobile but could not. He posted a complaint with India Consumer Forum on 07-10-2009 and ICF took up the matter with Big Bazaar. Big Bazaar replaced the product on 12-10-2009 and had als… Read more Big Bazar - 12.10.2009

Refund from Pharmeasy – Rs.1632/- : Mr. Osuri DP of Narsapur-534275 Andhra Pradesh had placed an order for Pylobis Tablets with pharmeasy.in by using App PharmEasy vide order M18890994 on 5th May2020 by paying Rs1632/-to them. It was due to be delivered on or before 16-05-2020. However, it was not delivered by 16/5 and the delivery was postponed to 24-05-2020 . Customer wanted to cancel the order and get refund. He posted his complaint with ICF on 16-05-2020 and the matter was taken up with Phar… Read more Narsapur 534275, Andhra Pradesh

Refund from Snapdeal – Rs.5,899/- – Moon Moon Das of Tezpur, Assam placed an order with snapdeal bearing no.?? 18999303395 on 10th may’17 of Casio watch for an amount of Rs.5799/-. The courier company refused to make door delivery and the customer therefore cancelled the order as it was not feasible to collect it from a long distance. Snapdeal assured refund in 4-7 business days, but till customer did not receive refund even after 4 weeks. She posted her complaint with ICF on 09-06-2017 and the … Read more Tezpur, Assam

Mobile replaced by Micromax: Mr. Vaibhav Sawaiker of Borivali East, Mumbai 400066, Maharashtra (sawaiker_vaibhav[at]rediffmail.com) had purchased a Micromax phone on 07-04-2013. Since January 2014, he was having series of problems which could not be rectified even after servicing. He wanted a replacement but Micromax was not willing to do the same. He posted his complaint with ICF on 03-04-2014. After much following up Mr. Sawaiker got replacement first week of May 2014. Mumbai, Maharashtra

ICICI charges GAP interest on ongoing loan

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ICICI charges GAP interest on ongoing loan

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